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Message: Creation of dynamic property CI_URI::$config is deprecated

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File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Router::$uri is deprecated

Filename: core/Router.php

Line Number: 127

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$hooks is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$config is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$log is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

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Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$uri is deprecated

Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

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Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$router is deprecated

Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$output is deprecated

Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$security is deprecated

Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Filename: core/Controller.php

Line Number: 75

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$lang is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$load is deprecated

Filename: core/Controller.php

Line Number: 78

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property Frontend::$db is deprecated

Filename: core/Loader.php

Line Number: 396

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Filename: database/DB_driver.php

Line Number: 371

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 292

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 166

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 235

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 315

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 356

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$session is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$pagination is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$agent is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 5
Function: __construct

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$mdl_backend is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 9
Function: model

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Frontend::$mobile_detect is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1145
Function: library

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$benchmark is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$hooks is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$config is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$log is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$utf8 is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$uri is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$exceptions is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$router is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$output is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$security is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$input is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$lang is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$load is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$db is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$session is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Severity: 8192

Message: Creation of dynamic property CI_Loader::$pagination is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Message: Creation of dynamic property CI_Loader::$agent is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Message: Creation of dynamic property CI_Loader::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 931

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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Message: Creation of dynamic property CI_Loader::$mobile_detect is deprecated

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Backtrace:

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

Cara Ajukan KPR yang Mudah Bagi Karyawan Kontrak dan Freelancer, Ternyata Begini

Cara Ajukan KPR yang Mudah Bagi Karyawan Kontrak dan Freelancer, Ternyata Begini

Cara Ajukan KPR yang Mudah Bagi Karyawan Kontrak dan Freelancer, Ternyata Begini

Rumah Perumahan--

Bagi sebagian orang, memiliki rumah sendiri mungkin tidak menjadi kendala besar, terutama jika memiliki kemampuan finansial yang memadai. Namun, bagi yang tidak bisa membeli rumah secara tunai, memanfaatkan Kredit Pemilikan Rumah (KPR) menjadi solusi praktis.

KPR dianggap sebagai jalan cerdas untuk membantu masyarakat memiliki hunian pribadi dengan pembayaran yang lebih ringan dan terjangkau. Meski begitu, bank sebagai pemberi fasilitas KPR memiliki syarat dan kebijakan tertentu untuk memastikan calon pemohon layak secara finansial.



Baca juga: BI Siap Berikan Insentif Likuiditas untuk Mendukung Program 3 Juta Rumah Prabowo

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Kemudahan bagi Karyawan Tetap

Jika kamu berstatus karyawan tetap, pengajuan KPR cenderung lebih mudah disetujui. Ini disebabkan beberapa alasan utama:

  1. Penghasilan Tetap: Adanya gaji tetap membuat kemampuan membayar cicilan lebih terjamin.
  2. Riwayat Keuangan yang Transparan: Bank bisa dengan mudah menilai kemampuan finansialmu dari catatan perusahaan.
  3. Kemampuan Menyiapkan Uang Muka: Biasanya, karyawan tetap lebih siap menyediakan down payment (DP).


×

Keuntungan ini membuat bank lebih percaya untuk memberikan fasilitas KPR kepada karyawan tetap.

Kesempatan untuk Karyawan Kontrak dan Freelancer

Meski bukan karyawan tetap, kamu yang bekerja sebagai karyawan kontrak atau freelancer tetap memiliki peluang untuk mengajukan KPR. Bank akan menilai beberapa hal berikut:

  1. Penghasilan Stabil: Penghasilan yang konsisten, meskipun tidak berasal dari gaji tetap, menjadi pertimbangan utama.
  2. Riwayat Kredit yang Baik: Catatan kredit yang bersih memberikan keyakinan pada bank bahwa kamu mampu memenuhi kewajiban pembayaran.

Seiring meningkatnya peluang kerja di sektor freelance, bank mulai membuka opsi KPR untuk profesi ini, mengingat penghasilan mereka sering kali tidak kalah besar dibandingkan karyawan tetap.

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Function: create_links

File: /var/www/vhosts/publicapos.co.id/httpdocs/application/controllers/Frontend.php
Line: 1308
Function: view

File: /var/www/vhosts/publicapos.co.id/httpdocs/index.php
Line: 316
Function: require_once

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